There was probably not a single person, who has not got familiar with the news that Bitcoin market value just crossed USD 60,000 mark delivering the return over 100% for its investors, while total capitalisation exceeded USD 1 trillion. In fact, this rally just took couple of weeks during the first months of 2021, please […]
In this article you can find an overview of major financial crisis (so far), as we have experienced them in modern era of banking history. In some cases, they had very much in common, and their root-cause was either: (a) financial resp. accounting fraud (b) breach of internal guidlines and mismanagement (c) irrational behaviour of […]
28. 2. 2021
A Tiering system (two tier system officially) for liquidity excess was introduced in Sept 2019 by ECB to provide the banks with certain relief in the Euro-zone area of negative rates (for a full press release by ECB, click here), which has negative implications on Banks profitability. Especially during the last five years, the european […]
9. 12. 2019
Considering the (Government Bonds, Mortgage loans) Yields or interests, the global investors encompassing the Banks, Assets Managers, Pension Funds, Insurance conglomerates etc., they all arguably need to assess following aspects, when trying to target higher returns from their investment: Spreads between the Bonds issued by different Issuers and Countries (like US T-Bills, German Bunds or […]
10. 8. 2019
Following the financial crisis in US (2008), the Federal Reserve Bank (FED) opted to save the faltering financial sector with guaranteed liquidity, so that it basically intervened on opened market via reducing refinancing market rates, based on which FED is providing the Banks with short-term funds. This programme was conducted by Mr. Bernanke, beeing a […]
17. 7. 2019