in the analogy to the DSCR this is equivalent of above mentioned ratio just with minor difference with respect to measuring the annual installments of interests compared with EBIT (Earnings before Interests and Taxes). This ratio may be used in cases of Working capital financing (WCF), whereas no regular principal installments were scheduled as the facility is until further notice (kind of rolling-over “evergreen”) and Borrower is supposed to repay just the interests. Therefore in order to be able to monitor whether any changes occur in case of Borrower performance and whether generated Cash-flow will be sufficient to cover the interests including solid buffer above interest payments, ISCR may be applied (usually in range of 1.50-2.0x).